How quickly can I get approved?
Most applicants receive a decision within minutes of completing the short application. If approved, funds can be deposited as fast as the next business day.
Will applying affect my credit score?
No. Checking your rate uses a soft credit inquiry, which does not affect your credit score. A hard inquiry may occur only if you accept an offer and proceed.
Are there any hidden fees?
We are transparent about all costs. Any fees associated with your loan will be clearly disclosed before you accept an offer. There are no application fees.
What are the eligibility requirements?
You must be at least 18 years old, a U.S. citizen or permanent resident, have a valid bank account, and have a source of regular income.
How does repayment work?
Payments are typically made monthly via automatic bank withdrawal. You can choose from various repayment terms (6, 12, or 24 months) depending on the offer you accept.